


“Büyümek yaşanmış bir hayatın kanıtıdır, fonlama ise bu hayatın can damarıdır.”
Fonlama
Determining when and how much financing your company will need, and planning where and how to obtain it, can be challenging.
We can support you throughout this process.
Here are some common financing roadmaps to get started:
1. Founder Capital (Own Funds)
You may choose to grow using only your own resources without taking on debt. This approach may lead to slower growth, but full control remains with you.
2. Family & Friends
You can raise capital from people close to you who believe in you and your project. This is a common method during the early stages of a business.
3. Angel Investors
Typically high-net-worth individuals who invest in early-stage companies in exchange for equity.
4. Venture Capital (VC)
Institutional investors who pool funds to invest in early or growth-stage companies with high growth potential.
5. Private Equity (PE)
These investors usually focus on more mature companies and often drive operational restructuring to accelerate growth.
6. Initial Public Offering (IPO)
An important step for companies with large growth ambitions. The company becomes publicly listed and its shares can be traded on the stock exchange.
7. Crowdfunding
A financing method where many small investors support a project, either in exchange for equity, returns, or sometimes without financial expectations.
8. Investment Incentive Programs
Programs that provide tax advantages or incentives for investments in high-risk small businesses. Similar support schemes also exist in Türkiye.
9. Bank Overdraft Facilities
A traditional financing method used by many companies. Interest and costs can be relatively high, and credit limits may be restricted.
10. Debt Financing / Commercial Loans
One of the most common borrowing methods. Loans are repaid over fixed terms with interest, usually requiring collateral and sometimes personal guarantees.
11. Asset Financing
Typically used for purchasing machinery, vehicles, or equipment. The financing is secured directly against the acquired asset.
12. Sale–Leaseback (Boomerang Leasing)
Your company sells movable or immovable assets to a leasing company at their market value and leases them back for long-term use. This allows you to convert assets into long-term financing.
13. Invoice Discounting
You can improve cash flow by selling receivables from invoiced sales to a third party in exchange for immediate cash.